2015 Payday Challenge

My spending and saving habits need an overhaul for 2015 but I'm not making any new year resolutions since I'm not good at it. Instead I would do a money saving challenge. I've seen this online last year but didn't try it because I thought it was impossible to do because of my low earnings. I guess it was just an excuse. This year, I'm committing myself to this challenge.

Nail Swatch: Revlon Brilliant Strength

Last December, Revlon had a sale on almost all their products so I purchased a few to try. The Revlon Brilliant Strength nail polish was selling two for the price of one, Php325. I picked colors that would be perfect for the upcoming spring and summer trend.

The first color I chose is number 170 or Mesmerize. It's a vibrant sky blue color. Two coats of this is just as pretty as the third. When I checked pantone.com, it's more like Scuba Blue.

Nail Swatch: Deck the Halls by China Glaze

This is my first China Glaze Nail Polish. I purchased this collection from Zalora.ph for P350. Normally, the price of a China Glaze Polish is P300 per full size bottle. This is pretty inexpensive so I took the chance to try one.

The first one is named Champagne Bubbles. This polish is sheer and would need about four coats to show the same color as it is in the bottle. It looks more gold than champagne with silver micro glitters after layering it.

Do I get a loan or do I stop for a term?

It’s that time of the year again. Enrollment for the first trimester is on. I have no plans of enrolling this term since I will be gone for a month before it ends so I didn’t save for it but my colleagues were convincing me to continue anyways. They said if I stop now, I might just do it again until I forget about finishing it.

In my school, we have to pay it in cash to be considered enrolled the problem is I don’t have enough cash to cover it up since I spent too much for the holidays. To my defense, it wasn’t planned. Let’s assess.